More than 99 percent of Arizona's businesses are considered small, with more than 40 percent of Arizona employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
Licenses set to expire during week ending January 2
| License Holder | License Type | Lapse Date | Issued Date |
|---|---|---|---|
| Samuel Puentes | Barber | 12/29/2020 | 08/08/2018 |
| Academy Mortgage Corporation, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 12/13/2012 |
| Arizona College - Glendale | Accredited Vocational and Degree | 12/31/2020 | 10/19/1990 |
| Ashton Andrick | Dispensing Optician | 12/31/2020 | 10/03/2018 |
| Avana Capital, LLC | Commercial Mortgage Banker | 12/31/2020 | 02/11/2013 |
| Axia Financial, LLC, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 11/08/2017 |
| Axia Financial, LLC, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 04/20/2020 |
| Barrett Financial Group, L.L.C., Glendale, AZ Branch | Mortgage Broker | 12/31/2020 | 10/28/2015 |
| Best Homes Mortgage, LLC | Mortgage Broker | 12/31/2020 | 05/22/2020 |
| Carol Jean Delgrosso | Dispensing Optician | 12/31/2020 | 03/04/2009 |
| Castle & Cooke Mortgage, LLC, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 03/29/2018 |
| Chelsea Kopenits | Barber | 12/31/2020 | 12/05/2018 |
| Christine Terrillion | Dispensing Optician | 12/31/2020 | 03/18/2013 |
| City First Mortgage Services, L.L.C., Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/21/2019 |
| Clerissa M. Hicks | Dispensing Optician | 12/31/2020 | 09/04/2013 |
| CMG Mortgage, Inc., Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/04/2019 |
| Craig A. Gafke | Dispensing Optician | 12/31/2020 | 04/20/1990 |
| Data Mortgage, Inc., Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 05/27/2020 |
| David P. Morris | Certified Residential Appraiser | 12/31/2020 | 12/14/1998 |
| Define Mortgage Solutions, LLC, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/26/2018 |
| Define Mortgage Solutions, LLC, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 07/30/2018 |
| Define Mortgage Solutions, LLC, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/21/2018 |
| Dementre Holmes | Dispensing Optician | 12/31/2020 | 09/05/2007 |
| Desiderio J. Garcia | Dispensing Optician | 12/31/2020 | 10/10/2012 |
| Envoy Mortgage, Ltd., Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 01/20/2016 |
| EVO Home Loans, LLC, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/24/2020 |
| Fairway Independent Mortgage Corporation, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 04/01/2016 |
| Fairway Independent Mortgage Corporation, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/29/2017 |
| Fairway Independent Mortgage Corporation, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 03/29/2018 |
| Fairway Independent Mortgage Corporation, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 01/15/2020 |
| Finance of America Mortgage, LLC, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 09/13/2017 |
| Geneva Financial, LLC, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 03/13/2015 |
| Guaranteed Rate, Inc., Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 02/19/2020 |
| Hsiao Hsien Chu L.AC. | Acupuncturist | 12/31/2020 | 12/18/2006 |
| Infinity Financial Mortgage Corporation | Mortgage Broker | 12/31/2020 | 07/11/2018 |
| Infinity Financial Mortgage Corporation, Glendale, AZ Branch | Mortgage Broker | 12/31/2020 | 06/13/2019 |
| Investment Builders Financial, LLC, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/13/2011 |
| Investment Network Capital Mortgage, LLC | Mortgage Broker | 12/31/2020 | 02/27/2019 |
| James R. Layton | Dispensing Optician | 12/31/2020 | 10/06/2006 |
| Jermaine Lynell Morgan | Loan Originator | 12/31/2020 | 09/09/2019 |
| Jessica J. Powell | Psychologist | 12/31/2020 | 06/12/2012 |
| JMAC Lending, Inc., Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 06/20/2019 |
| John David Valencia | Dispensing Optician | 12/31/2020 | 09/07/2017 |
| Karen Chiara | Dispensing Optician | 12/31/2020 | 03/07/2018 |
| Karl Sebastian Zeller | Dispensing Optician | 12/31/2020 | 10/27/2008 |
| Kayla Dunning | Dispensing Optician | 12/31/2020 | 06/05/2019 |
| Lending 3, Inc., Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 03/19/2020 |
| LHM FINANCIAL CORPORATION, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 11/07/2013 |
| Lindzy Nishelle Mitchell | Dispensing Optician | 12/31/2020 | 05/20/2014 |
| Lions Gate Mortgage Corporation | Mortgage Broker | 12/31/2020 | 07/01/2016 |
| Lund Mortgage Team, Inc. | Mortgage Broker | 12/31/2020 | 05/06/2009 |
| Lynn A. Cotterman | Dispensing Optician | 12/31/2020 | 07/06/1984 |
| Maranda Dawn Hoyt | Dispensing Optician | 12/31/2020 | 09/04/2019 |
| Melissa D. Sanchez | Dispensing Optician | 12/31/2020 | 09/04/2019 |
| Michael Gonzalez | Dispensing Optician | 12/31/2020 | 03/19/2013 |
| Midwestern University | Accredited Vocational and Degree | 12/31/2020 | 11/28/1994 |
| Mortgage Power, Inc. | Mortgage Broker | 12/31/2020 | 08/02/2018 |
| Movement Mortgage, LLC, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/31/2016 |
| Nanako Negome-Kapur | Psychologist | 12/31/2020 | 10/10/2019 |
| Nathan R. White L.AC. | Acupuncturist | 12/31/2020 | 12/20/2017 |
| NEXA Mortgage, LLC, Glendale, AZ Branch | Mortgage Broker | 12/31/2020 | 08/15/2018 |
| NFM, Inc., Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/04/2018 |
| On Q Financial, Inc., Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 09/14/2009 |
| Optimal Mortgage Corporation | Mortgage Broker | 12/31/2020 | 05/30/2019 |
| Pacific Residential Mortgage, LLC, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 10/01/2018 |
| Pamela J. Robertson | Dispensing Optician | 12/31/2020 | 03/10/1999 |
| Precision Mortgage, Inc., Glendale, AZ Branch | Mortgage Broker | 12/31/2020 | 05/09/2017 |
| Preferred One Home Loans, LLC | Mortgage Broker | 12/31/2020 | 07/10/2019 |
| Preferred One Home Loans, LLC | Mortgage Banker | 12/31/2020 | 04/02/2020 |
| Primary Residential Mortgage, Inc., Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 02/14/2014 |
| Residential Bancorp, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 08/18/2017 |
| Residential Bancorp, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 09/11/2017 |
| Ricardo G. Rodriguez | Dispensing Optician | 12/31/2020 | 09/14/2015 |
| Robert John Berniard III | Dispensing Optician | 12/31/2020 | 05/06/2020 |
| Roger L. Fenneman L.AC. | Acupuncturist | 12/31/2020 | 12/18/2006 |
| RSI Enterprises, Inc. | Collection Agency | 12/31/2020 | 04/26/1994 |
| Saeedeh Mottahedgang | Dispensing Optician | 12/31/2020 | 08/07/2019 |
| Sara White | Dispensing Optician | 12/31/2020 | 06/26/2008 |
| Stephanie Searls | Dispensing Optician | 12/31/2020 | 10/22/2010 |
| Tess M.S. Neal | Psychologist | 12/31/2020 | 06/15/2015 |
| Top Flite Financial, Inc., Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 03/13/2013 |
| Union Home Mortgage Corporation, Glendale, AZ Branch | Mortgage Banker | 12/31/2020 | 04/06/2017 |
| Valley Collection Service, L.L.C. | Collection Agency | 12/31/2020 | 06/19/2017 |
| Vision Quest Financial Services, LLC | Mortgage Broker | 12/31/2020 | 09/23/2011 |
| Christy M. Armstrong | Athletic Trainer | 01/01/2021 | 07/11/2011 |
| Tina Louise Benally | Athletic Trainer | 01/01/2021 | 09/25/2001 |
| Travis L. Armstrong | Athletic Trainer | 01/01/2021 | 07/11/2011 |
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